There are many reasons that people can find themselves in financial trouble — the loss of a job, divorce and death of a spouse are prime examples. Whatever your reasons are, we understand that sometimes good people get into debt trouble and find themselves in over their heads. We also know about the stress that comes with financial difficulties and worrying that you might not be eligible for bankruptcy or that you might lose everything. At Dixon & Johnston Law Office, our lawyers are here to put your mind at ease.
Belleville Chapter 7 and 13 Bankruptcy Attorney
Our bankruptcy attorneys focus specifically on this area of law and can help give practical advice on topics such as:
- Chapter 7: Talk to our talented bankruptcy attorneys to find out if you qualify for a Chapter 7 bankruptcy to discharge all or most of your unsecured debt.
- Chapter 13: Sometimes a Chapter 13 is a better option for our clients. Discover if this alternative of a reorganization and debt repayment plan is right for you.
- Foreclosures: Facing the prospect of a foreclosure is an overwhelming experience for anyone. Learn about your options and how you can keep your house through bankruptcy.
- Repossessions: If you have fallen behind on car payments and are worried about it being repossessed, contact our firm to discuss how declaring bankruptcy might allow you to keep it.
- Wage garnishment: If you are faced with the prospect of a creditor obtaining an order to garnish your wages, set up an appointment with our lawyers to discuss how filing for bankruptcy can stop the garnishment.
- Payday loans: Many people have unintentionally fallen into the viscous cycle of taking out a monthly payday loan. Once you get caught in this cycle it can be difficult to escape. Talk to our firm about how you can include your payday loans in your bankruptcy.
- The means test: You must take the means test to determine if you qualify for Chapter 7. Contact our firm to have one of our attorneys explain how the results are determined, and if Chapter 13 will be the suitable option for you.
- Debt that cannot be discharged: When discharging debt, unfortunately, there are some financial obligations that you cannot be released from such as student loans, child support, spousal support, fraudulent debts and some condominium association dues.
Belleville Bankruptcy and O'Fallon Debt Relief Attorney · Free Initial Consultation
From our offices in Belleville, Illinois, Dixon & Johnston Law Office represents clients in communities throughout Southern Illinois and the Metro East region of Illinois. Contact us at 618-207-3895 to schedule a free initial consultation with one of our accomplished attorneys today.
We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.
