Many different situations can lead to serious financial difficulties that will require you to file for bankruptcy. You shouldn't feel ashamed that you have to file. Instead, realize that bankruptcy relief is a tool to help you get your finances back in order.
Filing for bankruptcy isn't just an attempt to take the easy way out or to avoid your obligations. You will have to make some sacrifices and work to meet certain requirements before your case will be able to move through the court system.
We understand that it probably wasn't easy to come to the decision to seek bankruptcy protections. You might not have any idea how things go so bad, but you've likely lost some sleep trying to figure out what you can do about the situation. Staying up to think about ways to make extra money or how to juggle everything that has to get paid so that you can get the creditors off your back can make you miserable.
Don't delay taking the steps to file for bankruptcy. The longer you wait, the harder it might become to handle everything and the more sleepless nights you will experience. You don't need to wear yourself down with stress. We can help you to get things moving forward so that you can have financial relief sooner rather than later.
When you do file your case, you will be able to enjoy the protections of an automatic stay. The automatic stay in a bankruptcy stops creditors from being able to contact you regarding your bills. Your creditors will then have to rely on the bankruptcy to obtain payments if they are included in the case. You do need to be sure that you list all the debts that you have when you file so that this protection is comprehensive.