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June 2019 Archives

Signs you are heading into massive credit card debt

Debt has become a regular part of life for many Americans. It is for this reason lawmakers have begun to push for legislation to help people manage their finances more easily. Recently in Illinois, one senator called for a new law that would wipe out people's student loan debt if they file for bankruptcy. 

Medical bills can lead to harassment, put an end to them

Medical bills can be quite costly and can lead to very serious financial issues. Even if you have wonderful insurance, some items that aren't covered might lead to troubles. If you are in this position, there is only so much else you can cut back on so that you can pay the medical bills. Once you have cut things down and don't have anything left that will help you to save money, you might have to look at other options.

Know the pros and cons of your options, including bankruptcy

Realizing that you have more debt than you can handle is a frightening event. There are two things that you can do. One of these is that you can ignore it and hope that it all goes away. The second is that you can work to have the debts taken care of. If you choose the more responsible option, trying to take care of the debt, you might choose to look into the option of filing for bankruptcy.

Be prepared to hurry up and wait when you file for disability

For most people who file for Social Security Disability (SSD) benefits, the application process is lengthy and sometimes maddening. When you are dealing with a painful condition or a chronic illness, the last thing you want to do is fight the battle of the disability benefits process. We are here to help you with this legal fight so you can concentrate on your health.

Questions to ask yourself before filing for bankruptcy

Many people throughout Illinois are no strangers to the complexities of bankruptcy. In fact, the state as a whole has struggled financially in recent years, and there have been rumors the state could be the first in the nation to file for bankruptcy, following in the footsteps of Detroit in nearby Michigan. 

Crohn's disease might qualify for Supplemental Security Income

Imagine what you would do if your child doubled over in pain each time they ate. They might get diarrhea after eating, and they might be losing weight. You finally get a doctor to listen to you and eventually find out that your child has an inflammatory bowel disease (IBD), such as Crohn's. You may soon come to realize that treating this condition is very costly. You may have to pay out-of-pocket for some vital nutritional supplements that aren't covered by insurance. You might have to miss work for the frequent medical appointments. All of this can wreck your finances.