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How can you get creditors to stop calling you at work? 

On Behalf of | Dec 22, 2022 | bankruptcy |

If you’ve got creditors calling you at all hours of the day, including while you’re at work, it can be incredibly stressful. When you can’t pay them the money that they’re asking for, it sometimes feels like the only choice you have is to try and ignore them.

When creditors start calling you while you’re trying to work, it can be the last straw. The last thing you want is for your colleagues to answer the calls and face the embarrassment of them knowing your personal affairs.

Is there anything you can do to stop them from contacting you at work?

Are debt collectors allowed to contact you at work?

Yes, unless they know that your employer doesn’t allow them to call. Fortunately, they aren’t allowed to give out any information that might indicate where they’re calling from or why they’re calling to anyone other than you — but that doesn’t necessarily mean your employer won’t realize what’s happening.

What action should you take to stop creditors from calling you at work?

It might sound obvious but the best thing you can do is to talk to them and ask them to stop contacting you. The Fair Debt Collection Practices Act gives you the right to do this, but bear in mind that the debt still needs to be resolved by other means.

If you’re prepared to work with them, just not at work, you can provide them with an alternative means of contacting you. This may be another phone number or you can ask them to email or write to you instead.

If you’re being pursued by debt collectors and they won’t stop hassling you, legal guidance can help. It may be time to explore defensive options, such as filing for bankruptcy. That can be the best way to stop harassment from creditors and protect your future. The day you file they have to stop contacting you.