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June 2018 Archives

Living your best life after filing for bankruptcy

The decision to file for bankruptcy often feels like one of the biggest decisions in your life. As you move through the process, you will soon find that the financial stability is freeing in a way. Whether you are living through a Chapter 13 that requires you to make payments to the trustee or had to deal with a Chapter 7 that liquidated your assets, you are probably looking forward to the day when you can start to rebuild your credit.

Dispelling common misconceptions about SSDI benefits

If you count yourself among those who have an injury or disability severe enough to keep you from re-entering the workforce, you may be considering applying for Social Security Disability Insurance from the U.S. Social Security Administration. Whether you are ultimately eligible for SSDI benefits depends on several factors, among them your previous tax contributions and work history, but if you are able to obtain them, they may help you get by in the absence of employment income.

Chapter 13 bankruptcies are meant for wage earners

A Chapter 13 bankruptcy is one type that a consumer might file. Unlike the Chapter 7 filing, a Chapter 13 means that you are going to have to make repayments to the court for some of the debts. This form is often called the wage earners plan since you need to have an income so that you can make the payments.

2 disability programs through the Social Security Administration

When you can't work because of a disability, you will still need a way to support yourself. There are two programs that administered by the Social Security Administration (SSA). There are some stark differences between them so you should learn about these before you file your application.

Rebuilding your finances after bankruptcy isn't difficult

Many people worry about being able to live once they file for bankruptcy protection. While it is true that this process will impact your ability to get credit for a while, it isn't the end of the world. In fact, it is often better to file for bankruptcy than it is to have a bunch of unpaid, charged-off accounts on your credit report.

Applying for disability can be a maddening process

Social Security Disability Insurance (SSDI) is meant to be a safety net for people who are disabled to the point that they can't support themselves through work. The issue that some individuals find when they file for these benefits is that they have to expend their energy fighting for them.