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September 2019 Archives

Chapter 13 bankruptcy has debt limits

Some people know a Chapter 13 as the "wage-earner's bankruptcy." This is because it is reserved for individuals who can afford to make regular payments to the bankruptcy trustee. The money goes toward paying off creditors, and the payments continue for three to five years.

Social Security programs for disability vary some

The Social Security Administration (SSA) has two programs that help people with disabilities to make ends meet. These are the Social Security Disability Insurance (SSDI) program and the Supplemental Security Income (SSD) program. While they serve similar purposes, these are two very different programs.

Take control of your finances with bankruptcy

The thought of having to file for bankruptcy doesn't set well with some adults because they take pride in paying their bills. The thing to remember is that bankruptcy is a tool that enables you to take control of your finances when circumstances spiral out of control. This is typically a better idea than having to string creditors along with promises of payments that might not come or that might be less than you promised.