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December 2018 Archives

Prepare now if you will file bankruptcy in 2019

Sometimes, people choose to file for bankruptcy after the first of the year. If you are planning on doing this, you have to make sure that you are taking appropriate steps now. One thing to remember is that you can't make purchases using credit now since the court is likely to frown upon these.  It's also good to know how any tax refund will be treated in the bankruptcy.  A bankruptcy attorney can help you prepare and determine whether to file before or after you receive any refund.

Consider the options you have for handling debts

Having to worry about bill collectors calling you is an awful feeling. When you have crushing debts, you have to think about what you are going to do to get them to stop. The answer isn't always easy. For some individuals, the only way out of the situation is to file for bankruptcy.  It relieves a great deal of stress.  Creditors must leave you alone as soon as you file.

Are all Social Security Disability applications denied at first?

Each year, 12 percent of the American population, or over 37 million people, apply for Social Security Disability (SSD) benefits. Only about one-third of those applications are approved, however. There are a few common reasons that these applications are denied the first time an applicant applies for benefits.

Important points to remember about Social Security Disability

The Social Security Disability Insurance (SSDI) program is meant to help provide workers who suffer a catastrophic injury or illness with an income while they are unable to work. This program has very specific requirements to help ensure that only those who truly need the benefits are approved.