bankruptcy

Unfortunately, online romance scams are becoming more and more common. Our office has handled an increasing number of bankruptcies for individuals who have been ruined financially as the result of an online romance scam. The best advice is to never send money, gift...

If you’re dealing with overwhelming debt, it can affect a lot of areas of your life. You may feel that you need to make a budget or cut back on spending. But it can also go much further than that, affecting the way that you feel on a day-to-day basis. One of the most...

You may be in dire straits when you have a financial crisis and need to declare bankruptcy to get back on your feet, yet you don’t want to lose disability benefits. They could be your only source of income, and in essence, your lifeline. Your worries are well founded,...

Like many fellow Americans, you’ve fallen on hard times financially over the last year or two. Your hours have been cut, the cost of living has increased and you’ve had some medical bills to take care of. Consequently, you’ve fallen into debt and the collection...

When you file for bankruptcy, it will remain on your credit report for either seven years for Chapter 13 or ten years for Chapter 7. However, if you’re filing for bankruptcy, your credit report was already in trouble. The good news is that you can (and should) begin...

If there is the potential for you to have your wages garnished due to past-due debts, you need to understand what wage garnishment is and how it works. The wage garnishment process begins when you don’t make a payment that you owe. At that time, the creditor may start...

The overall cost for a motor vehicle, even a used vehicle, has increased significantly in the last few years. It is more expensive than ever to purchase a new or used vehicle, and many people do not have the cash on hand necessary to purchase even a used vehicle...

Anyone can go through financial hardship. When this happens, one of the questions you will need to ask is how you get out of the financial mess you are in. Bankruptcy is a legal process through which you can seek relief from some of your financial obligations when you...

Bankruptcy can happen for many different reasons, and no two cases are the same. One thing that does happen consistently, however, is that people don't fully understand why bankruptcy occurs. They make assumptions about it, often believing anyone who needs to file has...

If you’re weighing the pros and cons of filing for bankruptcy to get out from under your debt, one of the questions you may have is whether having a bankruptcy on your credit report will harm your chances of getting a job. That’s a valid question to ask since part of...